Last Updated on November 11, 2025 by The Insurance Pros
Top Tips to Winterize Your Michigan Home
Get your home ready for freezing temps, lake-effect snow, and long cold snaps. Use this Michigan-focused checklist to prevent frozen pipes, avoid ice dams, and lower winter energy bills.
Outside Your Home
- Clean gutters and downspouts. Clear leaves so meltwater flows off the roof. Add gutter guards if debris is common.
- Check the roof and flashes. Replace missing shingles and seal around chimneys, vents, and skylights to reduce leaks and ice dam risk.
- Trim trees and remove dead limbs. Heavy snow and wind can drop branches onto roofs, vehicles, or power lines.
- Shut off and drain outdoor spigots. Close interior shutoff valves, open exterior hose bibs, and disconnect hoses.
- Seal exterior gaps and cracks. Use exterior caulk or foam around utility penetrations, foundation gaps, and window frames.
- Mark your driveway edges. Snow stakes help plows and prevent lawn or landscape damage.
Inside Your Home
- Service your heating system. Schedule a furnace or boiler checkup. Replace filters every 1–3 months in winter.
- Test smoke and CO alarms. Press to test. Replace batteries if needed. Add CO alarms near sleeping areas and on each level.
- Improve attic insulation and air sealing. Aim for a well-sealed attic floor to keep warm air inside and reduce the formation of ice dams.
- Weather-strip doors and windows. Add door sweeps. Use rope caulk or clear film on drafty windows.
- Reverse ceiling fans. Run low and clockwise to push warm air down.
- Inspect your sump pump. Test the pump and verify discharge lines are clear in case of mid-winter thaws.
Prevent Frozen Pipes
- Insulate vulnerable runs. Add foam sleeves or heat tape to pipes in garages, crawl spaces, or exterior walls.
- Keep interior doors open. Let warm air reach sinks on exterior walls. Open vanity and cabinet doors during cold snaps.
- Set a safe thermostat. Keep heat at 65°F or higher. Lower temperatures increase freeze risk inside walls.
- Drip faucets on the coldest nights to keep water moving.
- Know the main shutoff. Tag it. If a pipe bursts, shut the water off quickly and call a plumber.
Save Energy Without Losing Comfort
- Use a smart or programmable thermostat. Set daytime and sleep schedules. Avoid large temperature swings.
- Seal attic hatches and recessed lights. Weather-strip and insulate to stop warm air leakage.
- Install insulated outlet gaskets on exterior walls to reduce drafts.
- Close fireplace dampers when not in use. Consider a chimney balloon to reduce heat loss.
- Add thermal curtains on the coldest windows. Open shades on sunny days. Close at night.
If You Are Away for the Holidays
- Do not turn the heat off. Set it to 65°F or higher.
- Shut off the main water and drain lines if you are gone for an extended period. Consider a smart leak detector.
- Ask a neighbor to check in. Have mail held or picked up. Use timers for lights.
Quick Emergency Kit
- Heavy-duty extension cords, space heater with tip-over protection
- Flashlights, batteries, and phone chargers
- Snow shovel, ice melt, and roof rake
- Plastic sheeting and duct tape for temporary leak control
Want a coverage check before winter? We can review your policy and help you prevent common cold-weather losses.
Related Resources
- How to Prevent Frozen Pipes in Michigan
- Is Michigan Homeowners Insurance Required?
- MI Ready: Winter Weather Preparedness
FAQs
What temperature should I keep my home at to prevent frozen pipes?
Keep your thermostat at 65°F or higher in winter. Colder settings increase freeze risk inside walls and crawl spaces.
How do I know if I have an ice dam?
Look for icicles along the eaves and water stains on ceilings or exterior walls. Use a roof rake after heavy snow and improve attic air sealing and insulation.
Should I shut off water if I leave for a week?
Yes, if possible. Shut off the main, drain lines if you will be away for an extended period, and ask a neighbor to check in.