Privacy Policy
Michigan Insurance Agent Services LLC & In Marketing LLC (“Michigan Insurance,” “we,” “us,” or “our”) operates imichiganinsurance.com (formerly e-michiganinsurance.com) and may operate affiliated websites (collectively, the “Website”). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website or engage with our services. By using the website, you agree to the practices outlined below.
1. Information We Collect
a. Non-Personally Identifying Information
We collect standard data such as browser type, language, referring site, pages visited, and time spent on the site to understand usage patterns and improve the website.
b. Personally-Identifying Information
We may collect personal details when you:
- Create an account, request a quote, or submit a form (name, Email, Phone, mailing address)
- Complete a transaction (billing, payment, financial details)
- Contact us for customer support or inquiries
c. Automatically Collected Information
We may collect your IP address, device type, operating system, and browser data to improve site security and functionality.
d. Cookies and Tracking Technologies
Our website may use cookies, web beacons, and similar technologies to enhance user experience, understand traffic patterns, and deliver personalized content. You can manage or disable cookies in your browser settings.
2. How We Use Your Information
We use collected information to:
- Provide, maintain, and improve our services and Website
- Respond to inquiries, fulfill requests, and provide customer support
- Communicate service updates, promotions, or relevant information (where permitted)
- Analyze usage trends and improve website performance
- Comply with legal obligations and prevent fraud or misuse
3. Data Sharing and Disclosure
- We do not sell, rent, or share your data with third parties for marketing purposes.
- We never share mobile opt-in data (SMS consent) with anyone for any reason.
- We may share data with trusted service providers (e.g., payment processors, email providers) only as necessary to operate the website and deliver services under strict confidentiality agreements.
- We may disclose data if required by law or legal process or to protect the rights and safety of Michigan Insurance and its users.
4. Data Security
We implement industry-standard security measures, including:
- Encryption (data in transit and at rest)
- Access controls and multi-factor authentication for staff
- Regular security audits and staff training
Please note that while we strive to protect your data, no system is 100% secure.
5. Your Rights
Depending on your location, you may have the right to:
- Access or correct your data
- Request deletion of your data
- Withdraw consent (where processing is based on consent)
- Opt out of promotional communications
To exercise these rights, contact us using the details below.
6. Children’s Privacy
Our services are not directed to children under 13. We do not knowingly collect personal information from children. If we discover that we have inadvertently collected such data, we will promptly delete it.
7. Messaging Terms and Conditions (SMS)
By opting into our SMS messaging service, you agree to:
- Data Collection: Name, Email, address, and mobile number (via website forms, emails, or agreements)
- Use: We send SMS for referrals, quotes, reminders, and customer support only
- Security: We securely store SMS-related data and prevent unauthorized access
- Retention: We keep your data while you are subscribed; you may request deletion at any time
- Carrier Notice: Message and data rates may apply; message frequency varies
- Opt-Out: Reply STOP or CANCEL to unsubscribe; reply HELP for assistance
- No Sharing: We do not share or sell mobile opt-in data with third parties
8. Third-Party Services
Our website may include links or integrations (e.g., payment processors, embedded content, social media). We are not responsible for the privacy practices of third-party sites; we encourage you to review their privacy policies.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will revise the “Last updated” date at the top when we do. We will comunicate any Significant changes on our Website or via Email where applicable.
10. Contact Us
For questions, requests, or concerns about this Privacy Policy, contact us:
📞 Phone: (248) 277-4505
📧 Email: [email protected]
📍 Address: Farmington Hills, Michigan, USA