Privacy Policy

Michigan Insurance Agent Services LLC & In Marketing LLC (“Michigan Insurance,” “we,” “us,” or “our”) operates e-michiganinsurance.com (the “Website”) and may operate other affiliated websites. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you visit our Website or engage with our services. By using our Website, you consent to the practices described in this policy.

1. Information We Collect

a. Non-Personally Identifying Information

Like most website operators, Michigan Insurance collects non-personally identifying information that web browsers and servers typically make available, such as the browser type, language preference, referring site, pages viewed, time spent on pages, and the date and time of each visitor request. This information helps us understand how visitors use our Website and improve our services over time.

b. Personally Identifying Information

We may collect personally identifying information in the following scenarios:

• When you create an account, request a quote, or submit a form on our Website, including your name, email address, phone number, mailing address, and other contact details.
• When you engage in transactions, you may provide additional information, including financial or payment details, necessary to process those transactions.
• When you contact us for support, we may collect information related to your inquiry to better assist you.

c. Automatically Collected Information

We may also automatically collect information such as your IP address, device type, browser type, and operating system to enhance your browsing experience and ensure Website security. This information may be used for analytical purposes and to improve site performance.

2. Use of Collected Information

We use the information we collect for the following purposes:

• To operate, maintain, and improve our Website.
• To respond to inquiries, process transactions, and provide customer support.
• To send you communications about your account, services, or promotional offers, where permitted by law.
• To analyze trends and track user behavior to enhance user experience and Website functionality.
• To comply with legal obligations and prevent fraudulent activities.

3. Data Sharing

• Customer data is not shared with 3rd parties for promotional or marketing purposes.
• Mobile opt-in and consent are never shared with anyone for any purpose. Any information sharing that may be mentioned elsewhere in this policy excludes mobile opt-in data.
• We do not transfer or share consumer data with any external organizations under any circumstances, even with user consent.

4. Technical Measures to Prevent Unauthorized Data Sharing

We use industry-standard security measures to prevent unauthorized data sharing and access, including:

• Encryption of sensitive data both in transit and at rest
• Access control and multi-factor authentication for authorized personnel
• Regular security audits and vulnerability assessments
• Strict data access policies and employee training on data protection

To learn more about how you can protect your personal information online, visit the FTC Consumer Privacy guide.

5. Messaging Terms and Condition

In Marketing LLC DBA Michigan Insurance SMS Terms and Conditions / Privacy Policy
In Marketing LLC DBA Michigan Insurance respects your privacy. By opting into our SMS messaging service, you agree to the following terms regarding how we handle your data:

– Data Collection: We will collect your name, email address, mailing address, and mobile phone number when you sign up for SMS updates. The information will be collected via the website contact form, email, rental agreement, or third-party reservation systems.
– Data Usage: We use your data solely for sending messages regarding referrals, quotes, appointment reminders and customer support. 
– Data Security: We protect your data with secure storage measures to prevent unauthorized access.
– Data Retention: We retain your information as long as you are subscribed to our SMS service. You may request deletion at any time.
– MESSAGE AND DATA RATES MAY APPLY: Your mobile carrier may charge fees for sending or receiving text messages, especially if you do not have an unlimited texting or data plan.
– Messages are recurring, and message frequency varies.
– Contact In Marketing LLC DBA Michigan Insurance at +12482774505 or [email protected] for HELP or to STOP receiving messages.
– Opt-Out: You can opt out of the SMS list at any time by texting, emailing, or replying STOP or CANCEL to [email protected] or +12482774505. After unsubscribing, you will receive a final SMS to confirm you have unsubscribed, and we will remove your number from our list within 24 hours.
– You can send HELP for additional assistance, and you will receive a text including our Phone number, email, and website. We are here to help you.
– Non-Sharing Clause: We do not share your data with third parties for marketing purposes. In Marketing LLC DBA Michigan Insurance will not sell, rent, or share the collected mobile numbers.
– All sharing mentioned in this policy excludes mobile opt-in and consent; opt-in information is never shared with anyone for any purpose.