Last Updated on July 16, 2025 by The Insurance Pros
🖋️ Michigan Notary Bond Requirements & Why You Need One
A Michigan Notary Bond is a $10,000 surety bond required for all notary applicants. This bond protects the public from financial harm caused by a notary’s misconduct or mistakes. Michigan notary commissions are valid for 6–7 years, and the bond must be filed with your county clerk before approval.
🔍 What Does a Michigan Notary Bond Cover?
- The bond safeguards the public, not the notary, against damages resulting from improper notarization.
- The bond provides financial recovery for individuals who incur losses as a result of a notary’s error or fraud.
- If a claim is paid, the notary must reimburse the surety provider.
- If bond limits are exhausted, the Michigan Department of State may require a new bond to continue your commission.
📋 How to Apply for a Michigan Notary Commission
Here are the required steps to become a notary in Michigan:
- Complete the Michigan Notary Application.
- Purchase a $10,000 Michigan notary bond.You can request a bond quote online here or call 248‑888‑1134.
- Please file your bond with your local county clerk. Please pay the $10 filing fee, take your Oath of Office, and have your application certified.
- Submit your completed application to the State of Michigan at the following address:Office of the Great Seal
7064 Crowner Blvd.
Lansing, MI 48918
Include a $10.00 state filing fee. - Await commission approval. Background checks may apply. You will be notified by mail once approved.
🛡️ Do Notaries Need Errors & Omissions Insurance?
Yes, Notary Errors & Omissions (E&O) Insurance is highly recommended. The bond protects the public, but E&O insurance protects you from personal liability.
If you perform notary services from your home, you may also need
home-based business insurance.
🌐 Remote Online Notarization (RON) in Michigan
Michigan allows Remote Online Notarization (RON) using approved digital platforms. To perform RON, you must:
- Keep a secure electronic notary journal
- Record and store all RON sessions (video/audio) for 10 years
- Use a compliant provider like Notarize, DocVerify, or SIGNiX
📥 Download: Michigan Notary Checklist
Stay organized and on track with our free visual checklist! The checklist encompasses application, bond, E&O insurance, RON setup, and supplies.
📚 Final Tips for New & Renewing Notaries
- Apply early—don’t wait until your current commission expires.
- Bundle your bond and E&O insurance to save time and money.
- Maintain a secure log of all notarizations, especially RON sessions.
- Review the official guide from the
Michigan Secretary of State.
