Last Updated on June 22, 2025 by The Insurance Pros

Michigan Notary Bond & Insurance Guide (2025)

Michigan Notary Bond & Insurance Guide (2025) A Michigan notary surety bond is legally required to become a notary public, offering protection if mistakes occur during notarizations. You can get this bond for just $50 and get commissioned the same day. Why You Need a Notary Bond A notary bond safeguards the public by covering errors or misconduct—like false signatures—that could otherwise result in financial harm. It’s a cornerstone of trust in your official duties. Bond vs. Errors & Omissions Insurance While the bond protects the public, an optional E&O policy shields *you* if a notarial error causes legal issues. NotaryRotary offers: $10k bond + $10k E&O → ~$55 $10k bond + $25k E&O → ~$100 $10k E&O alone → ~$7.50‑30 depending on term/limit [oai_citation:0‡notaryrotary.com](https://www.notaryrotary.com/michigan/notary-supplies?utm_source=chatgpt.com) [oai_citation:1‡notary.net](https://notary.net/product/michigan-notary-bond/?utm_source=chatgpt.com) How to Apply for Your Bond Apply through the MI Notary Application Page—no credit check or SSN needed. Submit name, address, DOB, and license info. You’ll receive your $50 bond within one business day and then: Take it to your county clerk. Swear the oath of office. Receive your notary seal/stamp and commission. 📌 Cost & Term Overview The $50 bond lasts 6–7 years—no renewal needed until then. If you want E&O insurance, expect $7–$100 annually depending on coverage . Need Stamp & Supplies? After commissioning, you'll need a notary stamp or embosser. Michigan requires exact details—name, commission expiration, and county. Many retailers bundle these with E&O options . 🎯 Final Takeaway Getting your Michigan notary bond and commission is fast, easy, and affordable. The bond protects the public, while E&O insurance safeguards you—an important consideration as your notarial duties begin. Reminder: A $10,000 bond is legally required; E&O insurance is optional but highly recommended. 🛡️ Get a Free Michigan Notary Quote For official guidelines, visit the National Notary Association—they offer comprehensive coverage options and state updates.A Michigan notary surety bond is legally required to become a notary public, offering protection if mistakes occur during notarizations. You can purchase this bond for a mere $50 and receive commission on the same day.

Why You Need a Notary Bond

A notary bond safeguards the public by covering errors or misconduct like false signatures that could otherwise result in financial harm. It’s a cornerstone of trust in your official duties.

Bond vs. Errors & Omissions Insurance

While the bond protects the public, an optional Errors & Omissions policy shields *you* if a notarial error causes legal issues.

How to Apply for Your Bond

Apply through the MI Notary Application Page:
You’ll receive your $50 bond within one You will receive your $50 bond within one business day, and then you should visit

Reminder: You will typically receive your bond within one business day after submitting your application.

📌 Cost & Term Overview

The $50 bond lasts 6–7 years; no renewal is needed until then. If If you want E&O insurance, expect to pay between $7 and $100 annually, depending on the coverage you choose..

Need Stamps & Supplies?

After commissioning, you’ll need a notary stamp or embosser. Michigan requires exact details: name, commission expiration, and county. Many retailers bundle these with E&O options.

Apply Online Now

Fill out the form below to begin your bond request:

Need assistance? Call 248-888-1134 to speak with a licensed Michigan bond specialist.

For more resources, visit the Michigan Notary Bond Requirements page.

📍 Final Step: Visit Your County Clerk

Once you receive your bond, bring it to your local county clerk’s office to take the Oath of Office.
This step officially registers you as a Michigan notary public.

🎯 Final Takeaway

Getting your Michigan notary bond and commission is fast, easy, and affordable. The bond protects the public, while E&O insurance safeguards you, which is an important consideration as you begin your notarial duties.

Note: A $10,000 bond is legally required, while E&O insurance is optional but highly recommended.