Last Updated on June 27, 2025 by The Insurance Pros
💧 Protect Your Michigan Home from Water Damage in 2025
Each year, thousands of Michigan homeowners face costly repairs due to frozen or burst water pipes. Even a small crack can release over 250 gallons of water daily, damaging floors, furniture, and family keepsakes. Is there any positive news? Most water damage is preventable with a few simple steps.
🧊 Why Frozen Pipes Are a Major Threat
Cold weather puts uninsulated or exposed plumbing at risk. When temperatures drop below 32°F (0°C), pipes can freeze, expand, and burst, causing extensive property damage. Prevention is far less expensive than cleanup.
🛠️ Before Winter: Take These Water Damage Prevention Steps
- Insulate exposed pipes in basements, attics, crawl spaces, and garages.
- Seal air leaks near pipes using caulk or spray foam.
- Disconnect garden hoses and drain exterior spigots.
- Install a smart leak sensor or backup water shut-off system
(view options).
🌡️ When Temperatures Drop
- Run a trickle of warm and cold water during freezing nights.
- Open cabinet doors to expose plumbing near outside walls.
✈️ Before Vacation or Travel
- Set the thermostat no lower than 55°F (12°C).
- Ask a neighbor to check your home daily or use remote temp monitors.
- If you’re away for an extended period, make sure to shut off and drain your main water line, unless you have fire sprinklers.
🚨 What to Do If Your Pipes Freeze or Burst
- Please promptly turn off your main water valve to prevent flooding.
- Call a licensed plumber; don’t try to thaw frozen pipes with a flame.
- Avoid using electrical devices near standing water to prevent electrocution.
- Review our full guide on how to prevent frozen pipes in Michigan.
Remember, standard policies often exclude frozen pipes unless they result from a sudden, accidental burst. Ask your agent about water backup or equipment breakdown endorsements for full protection.
🔗 More Michigan Home Protection Tips
💬 Talk to a Local Expert
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