Last Updated on June 22, 2025 by The Insurance Pros

Michigan Motorcycle Helmet Law & Riding Requirements (2025 Update)

Motorcyclist wearing a helmet riding along a scenic road with visible license plate, emphasizing safe riding practices in Michigan.Michigan law allows some motorcyclists to ride without a helmet, but only under specific conditions. As of 2025, here’s what you need to know to stay legal and protected on the road.

🪖 When Are Helmets Required in Michigan?

You must wear an approved helmet unless you meet all three of these conditions:

  • You’re 21 years old or older
  • You carry at least $20,000 in first-party medical benefits
  • You’ve held a motorcycle endorsement for 2+ years or completed an approved safety course

đź‘Ą Helmet Rules for Passengers

Passengers also may ride without a helmet if they are 21 or older and carry $20,000 in medical coverage in addition to the operator’s policy.

Anyone under 21 who is a rider or passenger must wear a helmet that meets U.S. Department of Transportation standards.

🛵 Additional Riding Requirements

  • Eye Protection: Required if your motorcycle does not have a windshield and you’re traveling over 35 mph. Acceptable options include shatterproof goggles, glasses, or face shields.
  • Passenger Footrests: Must be available and used unless the passenger has a documented physical disability.
  • Handlebar Control: You may not carry items that prevent you from keeping both hands on the handlebars.

đź”— Related Safety Gear Requirements

While Michigan law doesn’t require full protective gear, it’s highly recommended. For guidance on gloves, boots, jackets, and helmets, check out our full post on
Michigan Motorcycle Safety Gear Requirements.

🧾 Insurance & Legal Reminders

No-fault laws do not cover Michigan motorcycles, but you must carry the minimum liability insurance to register and ride. Insurance requirements include:

  • $50,000 bodily injury per person
  • $100,000 per accident
  • $10,000 for out-of-state property damage
Reminder: Always check your coverage and helmet before riding. Law enforcement may verify insurance and compliance during traffic stops.

đź“Ł Final Tip

Helmet laws and insurance rules are in place to keep riders safe. Whether you’re an experienced motorcyclist or just starting out, staying informed keeps you compliant and alive.

🏍️ Get a Free Michigan Motorcycle Quote