Last Updated on February 22, 2026 by The Insurance Pros
Michigan Hands-Free Law: What Every Driver Needs to Know
Michigan’s hands-free law makes it illegal to hold or manually use a mobile device while driving. That includes texting, scrolling, dialing, watching videos, or supporting a phone with your hand, shoulder, or lap even if you are stopped at a red light.
The law took effect June 30, 2023, and remains in force statewide. Law enforcement can stop a driver solely for violating this rule, making it a primary offense.
If your phone is in your hand while driving in Michigan, you’re breaking the law. It must be mounted and operated hands-free.
What the Michigan Hands-Free Law Prohibits
Drivers may not:
- Hold a phone or mobile device while driving
- Text, scroll social media, or manually browse the internet
- Dial or answer calls without hands-free activation
- Watch or record video while the vehicle is in motion
- Use a device even while stopped at a red light or stop sign
Legal use requires the device to be secured in a mount and operated through voice commands or a single tap. For full details, see the official Michigan distracted driving resource page from the State of Michigan:
Michigan Distracted Driving Safety Program.
Penalties for Violating the Hands-Free Law
Penalties increase with repeat violations within a three-year period:
- First violation: $100 fine and/or 16 hours of community service
- Second violation: $250 fine and/or community service
- Multiple violations: driver improvement courses may be required
Commercial drivers and school bus drivers face higher penalties. If a crash occurs while illegally using a device, fines can increase significantly.
While not every first offense adds points automatically, repeat violations may impact your driving record. Maintaining a clean record helps protect your insurance rating.
Who Is Exempt?
Limited exemptions apply to law enforcement officers, firefighters, and emergency responders performing official duties. Drivers may also contact 911 in an emergency.
Teen drivers remain subject to Michigan’s additional distracted driving restrictions under Kelsey’s Law.
How This Law Impacts Insurance
Distracted driving citations can affect your driving record. A strong record often qualifies drivers for safe-driver discounts and preferred insurance pricing.
If you’re reviewing coverage or comparing options, you may also find these helpful:
- Michigan Auto Claims: What Drivers Need to Know
- Michigan Collision Insurance Options
- Black Ice & Winter Driving Safety in Michigan
Practical Tips to Stay Compliant
- Install a secure dashboard or windshield mount
- Enable voice assistant or hands-free calling
- Turn on “Do Not Disturb While Driving.”
- Set navigation and playlists before starting your trip
- If you must type or hold your phone, safely pull over
Small setup changes can eliminate risk and keep you focused on the road.
Frequently Asked Questions
Can I touch my phone at a stoplight?
No. The law applies even when stopped in traffic or at a red light. The device must remain mounted and hands-free.
Does GPS use count as illegal?
GPS is allowed if the phone is secured in a mount and operated with voice commands or a single tap. Holding the phone for navigation is not permitted.
Will a hands-free ticket raise my insurance rates?
It depends on the insurer and your overall driving history. Repeat violations are more likely to affect rates than a single minor citation.
What about smartwatches or tablets?
The law applies broadly to mobile electronic devices capable of communication or internet access. If it requires holding or manual interaction while driving, it likely falls under the restriction.
Final Thoughts
Michigan’s hands-free law is straightforward: keep your phone mounted and your hands on the wheel. The goal is simple: reduce distractions and prevent crashes.
If you have questions about how a driving citation could impact your coverage, you can always review your policy options or request a quote to compare protections.
