Last Updated on July 23, 2025 by The Insurance Pros

🦌 Michigan Deer Collision Prevention: What Drivers Need to Know

Every fall, Michigan drivers face an increased risk of animal-related crashes, especially deer collisions. Between October and December, deer activity spikes due to mating season and migration. Knowing when, where, and how to drive defensively can help protect you and your vehicle.

🚗 When Are Deer Collisions Most Likely in Michigan?

nfographic checklist titled ‘Michigan Deer Collision Prevention’ with driving safety tips for avoiding deer crashes during peak season.The riskiest months are October through December. Deer are most active:

  • Just before sunrise
  • At dusk and early evening hours
  • During mating season (especially November)

✅ Top Driving Tips to Prevent Deer Collisions

  • Use high-beam headlights at night when there’s no oncoming traffic
  • Slow down in signed deer crossing zones and near wooded areas
  • If you see one deer, expect more; deer often travel in groups
  • Brake firmly. if a collision is unavoidable, don’t swerve into another lane
  • Don’t rely on deer whistles; they are not scientifically proven
  • Honk your horn in one long blast to help scare deer away

📈 Michigan Deer Crash Statistics

According to State Farm, Michigan consistently ranks among the top states for deer-related crashes. In 2023 alone, drivers filed over 1.8 million animal collision claims nationwide. The Insurance Information Institute reports that deer are the #1 animal involved in fatal wildlife collisions.

📝 What to Do If You Hit a Deer

If your vehicle strikes a deer:

  • Pull over safely and turn on your hazard lights
  • Do not approach the animal; it could be injured and dangerous
  • Call the local police or sheriff’s department
  • Document the damage and file a report if necessary

For full instructions, visit our Auto Accident Guide.

🛡️ Does Auto Insurance Cover Deer Collisions?

Yes, damage from deer or other animals is covered under the comprehensive portion of your auto insurance policy. If you don’t have comprehensive coverage, you’ll likely pay out of pocket.

📞 Do you need help with a claim or coverage?

Get a free quote or review your policy with one of our local agents. We’ll make sure you’re protected before deer season starts.

🚘 Get a Free Michigan Auto Insurance Quote