If you live in Detroit and your home needs repairs, there may be financial assistance available through city programs, nonprofits, and state-backed initiatives. These grants and loans can help fix roofs, upgrade heating systems, improve safety, and more, especially for seniors, low-income families, and veterans.

🏘️ 1. What Is the Detroit Home Repair Program?

Detroit offers several repair programs through partnerships like the Renew Detroit program and the Detroit Housing & Revitalization Department. These initiatives help qualifying homeowners receive free or low-cost repairs focused on safety and long-term habitability.

📋 2. Who Qualifies for Help?

Eligibility requirements typically include:

• Being a Detroit resident
• Owning and living in the home as your primary residence
• Meeting income limits (usually under 200% of federal poverty line)
• Current on property taxes or enrolled in a payment plan

🔎 3. What Repairs Are Covered?

Programs vary, but common repairs include

• Roof replacement or sealing
• Furnace or water heater repair
• Plumbing and electrical issues
• Window and door upgrades for safety or energy efficiency
• Wheelchair ramps or accessibility features for seniors

💬 4. Where to Apply

Residents can begin the application process through a local intake center or online, depending on the program. Start with:

• Detroit Housing & Revitalization Department
• Renew Detroit Program

📑 5. Required Documents

Be ready to provide the following when applying:

• ID and proof of homeownership
• Proof of income for all residents
• Homeowners insurance declaration page
• Photos of the home and damage

💡 6. Additional Resources

Other organizations may offer grants, loans, or home improvement support in Detroit:

• Detroit Home Repair Loan program.
• MSHDA (Michigan State Housing Development Authority)
• Detroit Phoenix Center

🚧 7. Be Aware of Deadlines

Programs often open and close in cycles. Be sure to:

• Subscribe to updates on city housing pages
• Contact a neighborhood intake center if you’re unsure of your eligibility

🧾 8. Final Tip: Protect Your Investment

While repair programs help with structure and safety, make sure your homeowners insurance also covers risks like water damage, fire, or theft. If your home is in need of repairs, click the link below to get a Michigan Basic policy. Most of the repair programs will require homeowners insurance.

💼 Get a Free Michigan Home Insurance Quote